Changes in spousal relations and unexpected employment changes are stressful times filled with fragile emotions. Often these changes result in the loss of insurance benefits.

Losing benefits is itself, a stressful issue because they represent security and peace of mind that as we age, we can care for ourselves.

You can help to ease a difficult time, perhaps even smooth the negotiation process, by educating your client on the availability of group conversion programs. 

Group Conversion Programs are special-designed policies for individuals who are leaving any group. The policy is not affiliated with the group carrier that former benefits were through. It is an individual benefit plan available to any person who no longer has group benefits.

They are designed to provide benefit continuation free of exclusions or pre-existing condition limitations.  This makes them a particularly valuable planning tool when the person is currently receiving treatment or taking medication.  (Get online Quote Now.)

To be eligible, the only requirement is that the person must apply for benefits within 60 days of leaving a group plan. This is a valuable option that few individuals and professionals are aware of.  We can provide you with full information and specific rates upon request.

_________________________________________________________________